Loan Details

Explore all our loan products and find the perfect fit for your needs

Home Loan

Own Your Dream Home

Amount Up to ₹5 Cr
Rate 8.5% - 12%
Tenure 30 Years
Gold Coins

Loan Against Property

Unlock Property Value

Amount Up to 70%
Rate 9% - 13%
Tenure 20 Years
Gold Coins

Business Loans

Fuel Your Growth

Amount Up to ₹50 Cr
Rate 10% - 16%
Tenure 5 Years
Silver Coins

Personal Loan

Meet Your Needs

Amount Up to ₹40L
Rate 11% - 18%
Tenure 5 Years
Platinum Coins

Flexi/Overdraft

Flexible Funding

Amount Up to ₹2 Cr
Rate 10% - 15%
Tenure Flexible
Platinum Coins

Secured Business Loan

Secure Your Growth

Amount Up to ₹25 Cr
Rate 9.5% - 14%
Tenure 10 Years
Gold Coins

Home Loan

Own Your Dream Home
Loan Amount Up to ₹5 Crores
Interest Rate 8.5% - 12% p.a.
Tenure Up to 30 Years
Processing Fee 0.5% - 1%

Transform your dream of owning a home into reality with our comprehensive home loan solutions. We offer flexible repayment options, competitive interest rates, and end-to-end support throughout your home buying journey.

Key Features

  • Zero processing fees on select offers
  • Balance transfer facility available
  • Tax benefits under Section 24 & 80C of Income Tax Act
  • Top-up loan facility for renovation and extension
  • Flexible repayment options (EMI, step-up, step-down)
  • Gold Coins Rewards based on loan amount
  • Pre-approval available for faster processing
  • Special rates for women borrowers

Eligibility Criteria

  • Age: 21 to 65 years (at loan maturity)
  • Minimum income: ₹25,000 per month for salaried
  • Minimum work experience: 2 years for salaried, 3 years for self-employed
  • CIBIL score: 650 and above preferred
  • Property valuation required

Required Documents

  • Identity proof (Aadhaar, PAN, Passport)
  • Address proof (Aadhaar, Utility bills, Rent agreement)
  • Income proof (Salary slips, ITR, Bank statements)
  • Property documents (Sale deed, Agreement, NOC)
  • Employment certificate

Loan Against Property

Unlock Property Value
Loan Amount Up to 70% of Property Value
Interest Rate 9% - 13% p.a.
Tenure Up to 20 Years
Processing Fee 1% - 2%

Unlock the equity in your property to meet your personal or business financial needs. Our Loan Against Property offers high loan amounts at competitive rates with flexible repayment options.

Key Features

  • Residential & commercial properties accepted
  • End-to-end documentation support
  • Top-up facility available on existing loans
  • Flexible repayment tenure
  • Gold Coins Rewards
  • No end-use restrictions
  • Balance transfer from other banks
  • Quick disbursement process

Eligibility Criteria

  • Age: 21 to 70 years (at loan maturity)
  • Property must be owned for at least 1 year
  • Clear title deed required
  • Property valuation and legal verification mandatory
  • Minimum income: ₹30,000 per month

Required Documents

  • Property documents (Sale deed, Registration, Chain documents)
  • Property tax receipts
  • Identity and address proof
  • Income proof (Salary slips/ITR, Bank statements)
  • Property valuation report

Business Loans

Fuel Your Growth
Loan Amount Up to ₹50 Crores
Interest Rate 10% - 16% p.a.
Tenure Up to 5 Years
Processing Fee 1% - 3%

Empower your business growth with our comprehensive business loan solutions. Whether you need working capital, equipment financing, or expansion funds, we offer flexible solutions tailored to your business needs.

Key Features

  • Secured & unsecured loan options
  • Working capital financing available
  • Flexible EMI options
  • Quick approval and disbursement
  • Gold/Silver Coins Rewards based on loan type
  • No prepayment charges
  • Overdraft facility available
  • Minimal documentation for existing customers

Eligibility Criteria

  • Business vintage: Minimum 2-3 years
  • Annual turnover: ₹10 Lakhs and above
  • Profitability for last 2 years preferred
  • CIBIL score: 650 and above
  • ITR filed for last 2 years

Required Documents

  • Business registration certificate (GST, MSME, etc.)
  • ITR for last 2 years
  • Bank statements for last 12 months
  • Financial statements (P&L, Balance Sheet)
  • Business address proof
  • KYC documents of proprietors/partners/directors

Personal Loan

Meet Your Needs
Loan Amount Up to ₹40 Lakhs
Interest Rate 11% - 18% p.a.
Tenure Up to 5 Years
Processing Fee 1% - 3%

Fulfill your personal financial goals with our hassle-free personal loans. From medical emergencies to wedding expenses, travel plans to home renovation - we've got you covered with quick approvals and flexible repayment.

Key Features

  • Instant approval & quick disbursement
  • No collateral or guarantor needed
  • Flexible repayment options
  • Platinum Diamond Coins Rewards
  • Minimal documentation required
  • Online application process
  • No prepayment charges after 12 months
  • Competitive interest rates

Eligibility Criteria

  • Age: 21 to 65 years
  • Minimum income: ₹15,000 per month (salaried), ₹25,000 per month (self-employed)
  • Employment: Minimum 6 months with current employer (salaried)
  • Business vintage: Minimum 2 years (self-employed)
  • CIBIL score: 650 and above

Required Documents

  • Identity proof (Aadhaar, PAN, Passport)
  • Address proof (Aadhaar, Utility bills)
  • Salary slips (last 3 months) or ITR (last 2 years)
  • Bank statements (last 6 months)
  • Employment certificate (for salaried)

Flexi/Overdraft

Flexible Funding
Loan Amount Up to ₹2 Crores
Interest Rate 10% - 15% p.a.
Tenure Flexible
Processing Fee 0.5% - 2%

Enjoy the ultimate flexibility with our Flexi/Overdraft facility. Access funds as per your requirement, pay interest only on the amount utilized, and enjoy the convenience of withdrawing and repaying anytime.

Key Features

  • Pay interest only on utilized amount
  • Withdraw and repay anytime
  • Quick approval process
  • Platinum Diamond Coins Rewards
  • Flexible repayment schedule
  • Renewable facility
  • Online account access
  • No penalty on partial withdrawals

Eligibility Criteria

  • Age: 21 to 65 years
  • Regular income source (salaried or self-employed)
  • Minimum income: ₹30,000 per month
  • CIBIL score: 650 and above
  • Existing relationship with bank preferred

Required Documents

  • Identity and address proof
  • Income proof (Salary slips/ITR)
  • Bank statements (last 6-12 months)
  • Business registration documents (for self-employed)
  • Security/collateral documents (if applicable)

Secured Business Loan

Secure Your Growth
Loan Amount Up to ₹25 Crores
Interest Rate 9.5% - 14% p.a.
Tenure Up to 10 Years
Processing Fee 1% - 2.5%

Secure higher loan amounts at competitive interest rates by pledging your business assets. Our Secured Business Loan is ideal for established businesses looking to expand, modernize, or meet large capital requirements.

Key Features

  • Lower interest rates compared to unsecured loans
  • Higher loan amounts available
  • Longer repayment tenure
  • Gold Coins Rewards
  • Multiple asset types accepted as security
  • Flexible repayment options
  • Top-up facility available
  • Quick processing for existing customers

Eligibility Criteria

  • Business vintage: Minimum 3 years
  • Annual turnover: ₹25 Lakhs and above
  • Profitability for last 2 years
  • Valid business registration and licenses
  • Assets available for collateral (Property, Machinery, etc.)
  • CIBIL score: 650 and above

Required Documents

  • Business registration and license documents
  • ITR and financial statements (last 3 years)
  • Bank statements (last 12 months)
  • Asset valuation reports
  • Property/machinery documents (collateral)
  • KYC documents of business owners
  • Business plan (for large loans)

Ready to Apply?

Choose the loan that best fits your needs and start your application today

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